The fine print, unhidden

Disclosures & licensing

Who operates this website

This website is published on behalf of Tiaira Quinn, Loan Officer, NMLS #2568351 (verify via NMLS Consumer Access), of Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Tiaira is based at the Eden Prairie, MN branch, 7500 Flying Cloud Drive, Suite 900, Eden Prairie, MN 55344, and is licensed to originate mortgage loans in Minnesota, Wisconsin & North Dakota.

State licenses

Minnesota: MN-MLO-2568351
Wisconsin: 2568351
North Dakota: NDMLO2568351

“DSCR & Investor Loan Specialist” describes Tiaira’s area of focus; it is not a professional designation or certification.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. For complete state licensing information and legal disclosures, visit Fairway’s Legal Disclosures page.

Business-purpose (DSCR) loans

DSCR loans are business-purpose loans secured by non-owner-occupied investment property. They are not available for a primary residence or second home, and consumer-protection rules that apply to owner-occupied mortgages may not apply. Program characteristics described on this site — minimum ratios, down payments, credit scores, reserves, loan amounts, prepayment-penalty terms and property types — are typical industry ranges provided for education, are labeled as such, and are not Fairway guidelines, offers, or guarantees. Eligibility is determined only through a full application and underwriting review.

Government programs

Fairway Independent Mortgage Corporation is not affiliated with, or acting on behalf of or at the direction of, FHA, VA, USDA, or any government agency.

Calculator & educational content

Calculator results are estimates for illustrative and educational purposes only. They are not a quote, rate lock, pre-qualification, pre-approval or commitment to lend, and accuracy is not guaranteed. The interest rate you enter is an assumption, not an offer; actual rates, payments, taxes, insurance, HOA dues, rents and qualifying ratios vary by scenario and program. Contact Tiaira for figures specific to your situation.

All educational content on this site is general in nature and provided for informational purposes only. It is not financial, legal, tax or investment advice, and it does not consider your individual circumstances. Decisions about entity structure (LLCs), tax treatment, and investment strategy should be made with your attorney and CPA. Program guidelines, loan limits and eligibility criteria change frequently; always confirm current requirements with Tiaira directly.

Privacy

This website does not collect, store, or transmit personal information. It contains no contact forms, no analytics trackers, no advertising pixels, and no cookies set by this site. Links to apply or upload documents route to Fairway Independent Mortgage Corporation’s secure systems, which are governed by Fairway’s privacy policy. Third-party sites linked from this site (including review platforms) maintain their own privacy practices.

Reviews

Review highlights displayed on this site are shortened paraphrases of verified client reviews. Complete original reviews are available at Experience.com. Testimonials reflect individual experiences; results vary and are not guaranteed. No compensation was provided for any review.

Accessibility

This site is built to WCAG 2.2 AA and tested with automated tooling on every release. If anything is hard to use, text or call 651-334-9049 and it will be fixed.