She texts back
Investors lose deals waiting on lenders. Tiaira runs on text — address in, first read out, usually the same day.
Meet Tiaira
Tiaira Quinn
Loan Officer · DSCR & Investor Loan Specialist · NMLS #2568351
Fairway Home Mortgage · Eden Prairie, MN
A community advocate who helps families build generational wealth through homeownership — and who figured out that the second property is where the wealth part actually starts. She finances rentals the way investors buy them: on the property’s cash flow, in an LLC if you want, with the communication her 52 reviews keep mentioning.
The story
From first homes to first rentals
Tiaira started where most of her clients did: helping people who had never bought a home before figure out what the words meant and whether they could do it. Read her reviews and a pattern shows up fast — she explained everything, she answered every question, she was there whenever I needed her. That is the part of the job she cares about most, and it hasn’t changed.
What changed is what her clients asked for next. The first-time buyer from two years ago texts about a duplex. The couple who closed on a townhome want to know if they can keep it and buy another. “Generational wealth” isn’t a slogan to Tiaira; it is the second and third property, held correctly, financed intelligently. DSCR loans — qualifying on the rent instead of the W-2 — became the tool she reached for most, and this site exists because every investor should have those answers before they need them.
She works out of Fairway Home Mortgage’s Eden Prairie branch, is licensed in Minnesota, Wisconsin and North Dakota, and will tell you plainly when the boring conventional loan is the better deal.
Industry start year and off-the-clock details are Tiaira’s to add — this page sticks to what’s verifiable.
How she works
Three things you can count on
Both options, priced
DSCR vs. conventional, bank statement vs. DSCR, prepay vs. no prepay. You see the real cost difference and choose.
Honest about the “no”
If the ratio doesn’t work or the building won’t pass, she says so before you spend on an inspection — and tells you what would make it work.
ok real question — would YOU buy this one?
I’d want the rent $150 higher or the price $10k lower. At 1.03 it qualifies, but you’d be managing a thin margin. Counter them. If they take it, it’s a good deal.
Real clients, real reviews
Five stars.4.98 across 52 verified reviews
Verified on Experience.com — paraphrased highlights, every client real.
Great communication, knowledgeable, and genuinely helpful with everything I needed.
Anthony A. · Minneapolis, MNPurchase
Her response time and overall efficiency were unmatched — and she took extra care to make sure I was getting the best fit the whole way through.
Alyssa M. · New Brighton, MNPurchase
Always there to help no matter when or what it was. As a first-timer, having someone I could trust and rely on made all the difference.
Bronte B. · Edina, MNFirst purchase
Very responsive and extremely polite. She gave me multiple ways to make sure everything was secured and worked diligently to get me where I needed to be.
Broderick W. · Minneapolis, MNPurchase
Communication was always great. My questions were answered thoroughly and she made sure I understood everything that was going on.
Tiembra L. · Ramsey, MNPurchase
She made my first home purchase a smooth experience — professional, communicative and dedicated.
Virginia K. · Minneapolis, MNFirst purchase
Worked diligently on my loan from start to finish and was always helpful with information when I needed it.
Alexis T. · Saint Paul, MNPurchase
Everything was done in a very timely manner.
Anthony F. · Fridley, MNPurchase
Want to work with Tiaira?
Text her where you’re at — first rental or fifth. No income docs, no pressure, straight answers.